Estate Planning Is All About Protecting Your Loved Ones

It's not easy thinking about what would happen to our loved ones after we pass away. It's an uncomfortable thought -- who likes to think about their own deaths. However estate planning is very important because you can ensure your loved ones are protected in the event of your untimely death. According to Investopedia, there are four very good reasons:

  1. It Protects Beneficiaries.

  2. It Protects Young Children.

  3. It Spares Heirs a Big Tax Bite.

  4. It Eliminates Family Messes.

In a 2017 survey conducted by, only 42% of Americans have a Will and only slightly more than 50% of Americans have health care powers of attorney or advance directives.


Normally referred to collectively as advanced planning documents or estate planning documents, these usually consist of a Will, financial power of attorney and an advance directive for health care. Sometimes, these documents include a trust.


While many people believe that such documents are not necessary, individuals with children would benefit from having a Will which identifies the individuals who would care for those children in the event of the death of the parents.


Financial powers of attorney and health care advance directives are extremely helpful in the event of accident, injury, and illness in which you are unable to make decisions or communicate your wishes. With these documents, you can designate the individual that you wish to make decisions for you.

Our estate planning attorneys in Columbia, MD can draft these advanced planning documents for you in order to protect you and your loved ones.

Schedule a consultation today

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(410) 203-2223

Our Attorneys

Thomas B. Stahl has been a family and estate law attorney for over 12 years. He is a highly recognized attorney who has worked on many complex and high conflict divorce cases. Having served as the President of the Howard County Bar Association (2015-2016), the Governor of the Maryland State Bar Association (MSBA) Board of Directors (2016-2018), and has served as one of the MSBA’s delegates to the American Bar Association House of Delegates (2018-2019), Tom is a highly respected and recognized attorney in the state of Maryland. He has completed the Advanced Program at the 2012 Institute for Family Law Associates sponsored by the American Academy of Matrimonial Lawyers.

Chad G. Spencer has been an attorney for 16 years with experience in family and business law. Chad has helped hundreds of families with issues ranging from Prenuptial Agreements to divorces (including same-sex couples), and from child custody and visitation matters to modifications of child support, as well as work on guardianships and Peace and Protective Orders. He has been appointed by the Court to represent children in highly contested custody matters. Chad's business law clients include consultancies, specialty trades, Information Technology, real estate, housing, retail, medical and psychological services, alcoholic beverages, and philanthropic services.

What Clients Say

Spencer & Stahl is an upstanding and professional law firm with a knowledgeable and friendly environment. Their approach with my needs have been outstanding. I highly recommend their services.

- Jodie Courter, 2018



5850 Waterloo Road
Suite 220
Columbia, MD 21045



(410) 203-2223

Business Hours:


9:00am - 5:30pm

Monday to Friday

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© 2020 by Spencer & Stahl, P.C. The information contained on this website is for informational purposes only, and does not constitute legal advice. No attorney client relationship is created until there is a written and signed agreement between you and Spencer & Stahl, P.C.